Placerville Homes under $500,000

Welcome to Placerville, California—a charming gem nestled in the heart of El Dorado County! Known for its rich history, vibrant community, and stunning natural landscapes, Placerville offers a unique blend of small-town charm and modern amenities. With its picturesque Main Street lined with historic buildings, delightful boutiques, and inviting cafes, the city exudes a warm and welcoming atmosphere that makes it a perfect place to call home.

One of the most appealing aspects of Placerville is its affordability. For those seeking homes under $500,000, this area presents a fantastic opportunity to own a slice of this idyllic community. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Placerville boasts a variety of housing options that cater to different needs and lifestyles. From cozy cottages with character to charming single-family homes, you’ll find properties that not only fit your budget but also resonate with your personal style.

Beyond the homes, Placerville is surrounded by breathtaking landscapes, including the scenic Sierra Nevada foothills, which offer ample opportunities for outdoor enthusiasts. Enjoy hiking, biking, and exploring the great outdoors right in your backyard. Additionally, the city’s rich history as a Gold Rush town adds a fascinating layer to its charm, with historic landmarks and local museums waiting to be discovered.

With its affordable real estate, welcoming community, and captivating surroundings, Placerville is more than just a place to live—it’s a place to thrive. Come explore all that this enchanting city has to offer!

Newest Placerville Homes under $500,000

$470,000

3 Beds ⋅ 2 Baths ⋅ 1,543 SqFt. ⋅ 226134933 MLS

Country living without the long drive! On .69 acres just 5 minutes from the freeway, this home features 3 bedrooms, PLUS a finished lower-level room with a large closet that could serve as a possible 4th bedroom, or home office, gym, or craft room. The front steps lead up to comfortable single-story living, while a second driveway provides a convenient zero-step entry option. This home is beautifully maintained and has been updated with energy-efficient windows that bring in plenty of natural light, including large dining-area windows that look out across serene surroundings. Outside living can be enjoyed on a large composite deck with metal railing that creates an inviting outdoor living space with room to relax, dine, and enjoy the beautiful, private views. Inside, a solar tube brightens the hallway, and the laundry is centrally located on the main floor for easy access. Beneath the home is a very generous garage with a workshop area and additional storage. There is ample parking, RV access, room for gardening and landscaping, AND a seasonal stream. Section 1 pest work had been completed, and a favorable insurance quote is available too. A great combination of affordability, quality, privacy, and usable space in a convenient location...come see all it has to offer!

2267 Big Canyon Creek Road, Placerville

Listing courtesy of eXp Realty of California, Inc..

$499,000

3 Beds ⋅ 2 Baths ⋅ 1,500 SqFt. ⋅ 226134726 MLS

Beautiful 10-acre country retreat located in a quiet, friendly neighborhood just 8 miles from downtown, with easy access on well-maintained paved roads. This 10 acre parcel lies adjacent to BLM land and all that it has to offer. Enjoy peaceful mornings surrounded by abundant wildlife and tranquil natural beauty. This property is a gardener's dream with two large flat areas for greenhouses or animals and features mature flowers, deer fencing, and a storage shed. A large fenced and cross-fenced area near a seasonal stream offers plenty of space for horses, livestock, or other animals. The home is equipped with well water, septic, and a state-of-the-art Kinetico water system. Includes a high-efficiency HVAC system and an eco-friendly wood stove, providing comfort and energy efficiency year-round. Clean, well maintained, and move-in ready offering the perfect blend of privacy, nature, and convenient country living.

4910 Chisholm Trail, Placerville

Listing courtesy of Greenstone RE Services.

$465,000

3 Beds ⋅ 1 Baths ⋅ 1,225 SqFt. ⋅ 226130434 MLS

Welcome to Morrene Drive in the heart of Placerville, CA! This charming, single-story ranch home offers natural light throughout, creating a warm and cozy atmosphere. The updated interior features open beam ceilings, vinyl flooring, fresh paint inside and out, and three spacious bedrooms. Energy efficiency is built-in with new insulation, sheetrock, and two mini-split systems for year-round comfort. The gorgeous, modern kitchen boasts a black-and-white tile backsplash, updated appliances, and added cabinetry. Outside, you will find a private, fully landscaped front and back yard complete with raised garden beds already winterized and growing. The property also includes space for small RV or boat parking, a new electrical panel, a newer roof, and a Tuff Shed. The location is ideal walking distance to Historic Main Street for shopping, dining, and community events, with easy access to walking trails, top-rated schools, and medical facilities. This home is a true gem. Come see it before it's gone! **Preferred Lender offers free 1-0 RATE BUY-DOWN on this property**

2808 Morrene Drive, Placerville

Listing courtesy of GUIDE Real Estate.

$475,000

3 Beds ⋅ 3 Baths ⋅ 2,073 SqFt. ⋅ 226134352 MLS

New Price Adjustment! Vintage Craftsmen Classic! 2074 SF Total Possible 4 Bedrooms as Primary Residence or Additional Dwelling Unit with separate entrance. Large Room 13x16 at street level could be storage unit or Studio. What an opportunity for Multi Generational Living! So many options. Walking Distance to Downtown Main Street Placerville! Newer Roof,Mini Split Wall Units, Newer Windows, Tankless Water Heater. Upgraded Stove and Microwave. Deck off Living Room and Master Bedroom overlooking meadow like property. Almost 1/2 Acre, private end of street location. This is a must see one of a kind gem! Lots of unique landscaping. Parking space for two cars in front of home on street. Opportunity Awaits!

894 Hillcrest, Placerville

Listing courtesy of Cali Homes.

$49,500

1 Beds ⋅ 1 Baths ⋅ 500 SqFt. ⋅ 226134388 MLS

Affordable and Updated in Cold Springs 55+ Community. Discover comfort and simplicity in this nicely updated single-wide mobile home located in the desirable Cold Springs senior community. Featuring newer flooring, modern appliances, and fresh interior paint, this home is move-in ready and full of natural light. Enjoy an efficient layout with cozy living spaces and easy maintenance. Conveniently located near shopping, and dinning, this home offers an ideal blend of affordability and comfort in Placerville's welcoming 55+ neighborhood.

1525 Cold Springs Unit #82, Placerville

Listing courtesy of Windermere Signature Properties Cameron Park/Placerville.

1525 Cold Springs Road Unit #31, Placerville

$125,000

2 Beds ⋅ 1 Baths ⋅ 800 SqFt. ⋅ 226132509 MLS

Welcome to waterfront living in the heart of Gold Country! Beautifully renovated inside and out, this charming 2-bedroom, 1-bath home sits on a premium waterfront lot in Cold Springs Mobile Manor, a peaceful 55+ community surrounded by natural beauty. Enjoy your morning coffee or unwind in the evening from the covered deck while taking in tranquil water views, abundant wildlife, and a variety of bird species right in your backyard.Inside, you'll find thoughtful updates completed in 2023, including newer flooring, updated lighting, kitchen appliances, and double-pane windows. Cozy up on a rainy day with the pellet stove to warm the home. Additional improvements include upgraded copper electrical wiring, a SMART heating system, and fresh exterior paint, newer skirting, and gutters. The evaporative cooler was replaced just three months ago, and additional skirting was added around the deck in 2024, creating valuable extra storage space. The outdoor space is equally inviting, featuring a covered two-car carport, 12'x8' TUFF SHED, raised garden boxes, waterfront sitting areas, and a backyard just steps from the water. There's even a convenient indoor/outdoor catio for your feline companions! Ideally located near the community entrance for convenient access, this home offers a wonderful opportunity to enjoy a relaxed lifestyle with nature right outside your door. Explore nearby Cold Springs Golf & Country Club, historic Coloma, Marshall Gold Discovery State Historic Park, and downtown Placerville, all just minutes away, with convenient access to Highway 50. Prospective buyers must apply for community residency and demonstrate a minimum monthly household income of 2.5 times the monthly space rent. Pets are welcome. Come discover the charm of waterfront living in beautiful Gold Country!

1525 Cold Springs Road Unit #31, Placerville

Listing courtesy of Windermere Signature Properties Fair Oaks.

$280,000

2 Beds ⋅ 2 Baths ⋅ 1,276 SqFt. ⋅ 226134300 MLS

Welcome to 6965 Mosquito Road! Situated on nearly an acre of land, this single story home offers 2 bedrooms, s bathrooms, and 1,276 square feet of living space surrounded by mature trees and a peaceful foothill setting. Inside, you'll find a spacious living area, an open kitchen with ample cabinetry and counter space, and a functional floor plan with plenty of natural light. The property features an attached 2 car garage, covered front porch, and a generous amount of outdoor space with room to enjoy the privacy and natural surroundings. Whether you're looking for your first home, an investment opportunity, or simply a little more room to spread out, this property offers a great combination of usable space and country living. Enjoy the quiet setting while still being within driving distance of historic downtown Placerville, shopping, dining, and Highway 50!

6965 Mosquito Road, Placerville

Listing courtesy of Navigate Realty.

$459,000

3 Beds ⋅ 2 Baths ⋅ 1,119 SqFt. ⋅ 226133256 MLS

Ask about a lender paid rate buy down! Welcome to 1910 Goldman Lane, a fully renovated single-story home on nearly an acre (0.98), just minutes from historic downtown Placerville, Highway 50, and Apple Hill. This 3-bedroom, 2-bathroom home has 1,119 square feet and was updated from top to bottom. It has a new roof, fresh interior and exterior paint, new laminate wood flooring throughout, and updated fixtures. The new kitchen has shaker-style cabinetry, low-maintenance laminate countertops with a warm butcher-block look, a new gas range, and a new dishwasher. The primary bedroom has its own en-suite bathroom, and both bathrooms are fully renovated with new vanities and shower-over-tub combinations. A spacious two-car attached garage with a new garage door completes the home. Built in 1980 and thoughtfully renovated, it offers move-in-ready living with room to spread out, close to the shopping, dining, and charm of downtown Placerville.

1910 Goldman Lane, Placerville

Listing courtesy of eXp Realty of California Inc..

$499,900

3 Beds ⋅ 3 Baths ⋅ 1,146 SqFt. ⋅ 226130032 MLS

Charming home with spacious living areas, a generous fenced yard, and plenty of appealing features! The main home offers 2 bedrooms, 2 bathrooms, and a versatile laundry/office room with exterior access. The inviting living room features a cozy fireplace insert, along with central heating and air for year-round comfort. The well-appointed kitchen features granite countertops, tile backsplash, double sink, dishwasher, five-burner gas cooktop, built-in oven, and abundant cabinetry with convenient pull-out storage. Wood flooring adds warmth and character to the home. The primary bedroom features a built-in closet along with a spacious walk-in closet complete with custom built-ins. A generously sized secondary bedroom provides additional space. The lower level includes basement and storage areas with exterior access and additional washer and dryer hookups. Outside, enjoy a large fenced yard with attractive stonework and a private patio area, perfect for relaxing or entertaining. An additional highlight of the property is a detached one-bedroom, one-bath cottage with its own garage, separate driveway, and private yard. With its unique layout, generous outdoor spaces, and additional features, this property has so much to offer!

1677 Ronald Loop, Placerville

Listing courtesy of eXp Realty of California, Inc..

$349,900

3 Beds ⋅ 2 Baths ⋅ 1,320 SqFt. ⋅ 226133443 MLS

Room to spread out is hard to find, and this one has it. 3170 Pleasant Valley Road in Gold Oak is a 1957 three-bedroom, two-bath fixer, ready for the right buyer to make it something special. Next door are 5.3 acres that were once Figor's tree farm (APN 099-160-001), available to be included in the sale. The open acreage gives you room for a shop, animals, a garden, or a future project, or you can simply hold the land. The property is next to 3160 Pleasant Valley Road (MLS# 226133407), also a fixer, which has a former feed and farm supply office and hay barn between both properties. You can buy one or put together a larger package of homes, structures, and roughly 12 acres. The setting is peaceful and rural, local shops, and restaurants, with downtown Placerville, Highway 50, and Apple Hill nearby. Ideal for contractors, investors, and buyers ready to build equity. Cash and renovation financing welcome. Buyer to verify all zoning, permitted uses, water, septic, and condition of structures. Bring your tools, your ideas, and your imagination!

3170 Pleasant Valley Road, Placerville

Listing courtesy of Prime Real Estate.

$399,900

2 Beds ⋅ 1 Baths ⋅ 966 SqFt. ⋅ 226133407 MLS

A rare chance to own a piece of Pleasant Valley history. 3160 Pleasant Valley Road is a 1951 two-bedroom, one-bath fixer on nearly 7 acres of El Dorado County foothill land, sold as-is and ready for your vision. Right in the middle of both properties sits the former Figor's Feed and Farm Supply, with its original office and hay barn. Both are available to be included in the sale, offering ready-made space for a business, workshop, storage, animals, or hay. The neighboring home at 3170 Pleasant Valley Road (MLS# 226133443), also a fixer, is available to be included, along with 5.3 adjoining acres that once served as Figor's tree farm. Buy one piece or assemble the whole package: a family compound, a hobby farm, a rural business, or a long-term investment. Enjoy the privacy and open space of Gold Oak, local shops, and restaurants, with downtown Placerville, Highway 50, and Apple Hill nearby. Priced for the work needed. Cash and renovation financing welcome. Buyer to verify all zoning, permitted uses, water, septic, and condition of structures. Bring your tools, your ideas, and your imagination!

3160 Pleasant Valley Road, Placerville

Listing courtesy of Prime Real Estate.

$325,000

3 Beds ⋅ 2 Baths ⋅ 1,843 SqFt. ⋅ 226129581 MLS

Bring your tools and paint brush, this fixer-upper has an artist touch, but need some tinder loving care. The Trex style Deck and Roof are newer and the interior has open beam vaulted ceilings and slate floors. You can do most of your living on the entry level and reserve the spacious walk out basement for an extra bedroom or party room. This home has good bones, and a lot of character. It has tons of space and is on over a half acre. This location is only minutes from the Historic town of Placerville and Apple hill. Roll up you sleaves and build some sweat equity! Hurry, it won't be around long.

1778 Cardinal Drive, Placerville

Listing courtesy of RE/MAX Gold.

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All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .

Placerville Homes under $500,000

Newest Placerville Homes under $500,000

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