Sac Downtown/Midtown Homes under $500,000

Sac Downtown/Midtown Homes under $500,000

Welcome to the vibrant heart of Sacramento – the Downtown and Midtown areas, where urban living meets charming neighborhoods! Known for its eclectic mix of culture, art, and history, this region is a hidden gem in California’s capital. With tree-lined streets, beautifully preserved architecture, and a lively atmosphere, Downtown and Midtown Sacramento offer a unique lifestyle that appeals to everyone, from young professionals to families seeking community spirit.

One of the most enticing aspects of this area is the availability of homes under $500,000. Yes, you read that right! In a market where affordability is often a challenge, Sacramento stands out by providing a range of options for homebuyers on a budget. From cozy bungalows to modern condos, these homes offer not just affordability but also access to the vibrant lifestyle that defines the region. Imagine living just steps away from local cafes, art galleries, and parks – all while enjoying the convenience of urban amenities.

The local community is rich with activities, including farmers' markets, music festivals, and art walks, making it easy to engage with neighbors and discover local talent. The proximity to the Sacramento River and lush green spaces adds to the charm, providing residents with opportunities for outdoor recreation and relaxation.

Whether you’re looking to invest in your first home or seeking a cozy retreat in the city, Downtown and Midtown Sacramento offer the perfect blend of affordability, culture, and community. Come explore this dynamic area and find your dream home today!

Newest Sac Downtown/Midtown Homes under $500,000

1425 D Street, Sacramento
$464,900
3 Beds ⋅ 2 Baths ⋅ 1,289 SqFt. ⋅ 226135949 MLS
water bungalow features classic redwood construction, lofty high ceilings, and an efficient footprint ready for a complete modern transformation. The interior serves as a total blank canvas in need of cosmetic and system rehabilitation, making it the ultimate project for savvy investors targeting a profitable flip, landlords seeking robust rental income, or ambitious DIY enthusiasts determined to build serious sweat equity. Beyond the home's vintage bones lies an unbeatable downtown location paired with exceptional development flexibility. Situated in a premier transit corridor with an 88 Walk Score and a 100 Biker's Paradise Bike Score, the property is just minutes from Midtown eateries, bustling coffee shops, the Golden 1 Center, and the State Capitol. Paired with scarce downtown off-street parking capable of accommodating up to three vehicles, this diamond in the rough provides an unmatched combination of location, upside, and potential.

1425 D Street, Sacramento

Listing courtesy of Keller Williams Realty.

1541 32nd Street, Sacramento
$499,900
1 Beds ⋅ 1 Baths ⋅ 815 SqFt. ⋅ 226133001 MLS
Vintage charm meets midtown convenience! Step into the timeless appeal of this delightful one bedroom, one bathroom vintage cottage, ideally located between East Sac and Midtown. The warm hardwood floors, wood burning fireplace (currently capped), built-ins and abundance of natural light create an inviting atmosphere through the living and dining areas. The kitchen features a vintage stove, classic farmhouse sink, and space for a cozy dining area. Convenient indoor laundry adds everyday practicality, while low maintenance landscaping in both the front and back yards make outdoor upkeep a breeze. The long driveway provides additional off street parking. Recent updates include the roof, new water heater, and electrical improvements. Enjoy easy access to UC Davis Medical Center, Mercy General Hospital and Sutter Medical Center, as well as McKinley Park, a multitude of restaurants, shopping, cafes and every day amenities.

1541 32nd Street, Sacramento

Listing courtesy of Coldwell Banker Realty.

3161 T Street, Sacramento
$450,000
3 Beds ⋅ 1 Baths ⋅ 1,225 SqFt. ⋅ 226123982 MLS
Step into the timeless charm of this classic 3-bedroom, 1-bathroom bungalow offering 1,225 sqft of opportunity. Rich in original character, this property is ready for someone with vision to restore its historic beauty while adding their own personal touch. From the inviting covered front porch to the original hardwood floors, you'll find the craftsmanship and architectural details that make vintage homes so desirable. The spacious living & dining areas showcase stunning coffered ceilings, classic built-in cabinetry in the Formal dining area, abundant natural light, & the warm character that only homes of this era can offer. The generous-sized bedrooms provide comfortable living spaces, while the indoor laundry room adds everyday convenience. A basement offers valuable additional space for storage, hobbies, or a workshop. Outside, the expansive backyard presents endless possibilities. Whether you envision a lush garden, outdoor entertaining area, play space, workshop, or potential future improvements, there's plenty of room to make it your own. A brand new back fence and gate offer a private, secure outdoor space. A 30-year composition roof installed in 2010 provides added value and peace of mind. Whether you're an investor, contractor, or buyer looking to restore a piece of history, this charming bungalow is packed with potential and waiting for its next chapter. This is the kind of home that doesn't come along often- a true diamond in the rough with the character and charm today's buyers love. The solid bones to build upon offer the opportunity to create something truly special with a fantastic location close to shopping and public transportation.

3161 T Street, Sacramento

Listing courtesy of RE/MAX Gold Sierra Oaks.

500 N Street Unit #504, Sacramento
$464,000
2 Beds ⋅ 2 Baths ⋅ 1,261 SqFt. ⋅ 226119015 MLS
Beautifully remodeled south-facing 5th floor corner unit at Bridgeway Towers, offering approx. 1,261+/- sf of refined living space, exceptional natural light and an expansive private balcony stretching the full length of the residence. This spacious 2 bedroom, 2 bath condo combines sophisticated updates and effortless indoor-outdoor living in one of Sacramento's most coveted downtown locations. Remodeled kitchen - new cabinets, countertops, sink, dishwasher, garbage disposal, range, refrigerator, built-in microwave, hood, lighting, outlets and switches. The open island with generous dining bar creates an inviting setting for morning coffee, intimate dinners or entertaining friends. The private, primary suite retreat features a remodeled en-suite bathroom and floor-to-ceiling sliding glass doors to expansive balcony. Remodeled primary bath - new cabinets, countertops, double sinks, remodeled & tiled separate shower/tub with new glass enclosure. Remodeled hall bath - new tiled shower, cabinets, countertop, sink and fixtures. In-unit laundry closet with stackable washer/dryer located in hall bath. New lighting, flooring & baseboards throughout, new interior door hardware. Located in a secured-access building with welcoming lobby, elevators & assigned coveted lower level covered parking (included in HOA dues) - residents in this community also enjoy access to resort-style amenities: on-site fitness & business centers, outdoor pool/spa, sauna & additional laundry facilities. Situated in a highly desirable commuter-friendly location steps from the California State Capitol, Downtown Commons (DOCO), Golden 1 Center, nearby King's / A's games, shopping, dining, art galleries, theater, nightlife, transportation & more. Don't miss 500 N St #504!

500 N Street Unit #504, Sacramento

Listing courtesy of Keller Williams Realty.

3140 T Street, Sacramento
$479,000
2 Beds ⋅ 2 Baths ⋅ 1,175 SqFt. ⋅ 226115994 MLS
Major Price improvement!! Tucked into Sacramento's coveted 95816 zip code, this classic 1920 bungalow offers timeless character just waiting to shine again. With a little sweat equity and a bit of TLC, this light fixer-upper is primed to become a truly special home and it's already off to a great start with dual-pane windows throughout for year-round comfort and energy efficiency. Ample parking available on a long extended driveway all the way to the back. But the real draw here is location, location, location. Minutes from downtown Sacramento, you're just a short trip from the Capitol, Midtown's beloved restaurants and coffee shops, Sutter's Fort, and the Sacramento River. This is one of the city's most walkable neighborhoods whether you're headed to work downtown, out for dinner in Midtown, or catching a Kings game at Golden 1 Center, everything you need is close at hand. A rare combination of vintage character, key upgrades, and an unbeatable central location, this is downtown-adjacent living at its best. A beloved long-time family home, now ready for its next chapter.

3140 T Street, Sacramento

Listing courtesy of Prime California Homes.

1818 22nd Street Unit #111, Sacramento
$399,000
1 Beds ⋅ 1 Baths ⋅ 808 SqFt. ⋅ 226107201 MLS
Welcome to urban luxury at the iconic Whiskey Hill Lofts! This turnkey Midtown gem seamlessly merges modern sophistication with raw industrial charm, featuring soaring ceilings, exposed timber beams, open ductwork, and sleek polished concrete floors that serve as your ultimate urban canvas. Open kitchen/living design with granite countertops an stainless steel appliances. Offering convenience rarely found in the grid, this property comes complete with garage parking equipped with a 220V EV hookup, as well as a code-protected entry door for privacy and peace of mind. Unbeatable Midtown locationjust steps from the Sacramento Natural Foods Co-op, dog parks, light rail access, and an array of top-tier dining, shopping, and nightlife options. Don't miss the chance to experience the very best of Sacramento loft living!

1818 22nd Street Unit #111, Sacramento

Listing courtesy of Michael Boito, RE Broker.

1311 F Street, Sacramento
$499,000
1,802 SqFt. ⋅ 226113015 MLS
Presenting an exceptional investment opportunity at 1311-1309 F St, Sacramento, CA, USA. This multi-family property, encompassing 1802 square feet of living area plus a grandfather ADU, stands as a prime option for investors and a compelling prospect for handy homeowners. This property is a great investment opportunity, poised for those seeking to enhance their portfolio or embark on a rewarding renovation project. The inherent flexibility of a multi-family dwelling provides diverse avenues for income generation or multi-generational living arrangements. This property represents a strategic acquisition for discerning investors or those seeking a project to transform into a personalized residence. We invite you to explore the potential of this property.

1311 F Street, Sacramento

Listing courtesy of TerraNova Realty.

500 N Street Unit #109, Sacramento
$139,000
226108249 MLS
Rare, small office condo, one block from Capitol Mall in downtown Sacramento. Two adjacent rooms. Unit comes with one parking spot int he secured building garage. Immediate freeway access, immediate vicinity of downtown restaurants and attractions.

500 N Street Unit #109, Sacramento

Listing courtesy of RE/MAX Gold.

500 N Street Unit #703, Sacramento
$474,000
2 Beds ⋅ 2 Baths ⋅ 1,261 SqFt. ⋅ 226047758 MLS
Experience sophisticated urban living in one of Sacramento's most dynamic downtown locations. Ideally positioned in the heart of the city, this beautifully maintained 2-bedroom, 2-bath residence offers approximately 1,261 sq ft and has floor-to-ceiling glass windows that span the length of the home, filling the space with an abundance of natural light and enhancing the open, airy feel throughout. The kitchen has granite countertops and stainless steel appliances, flowing effortlessly into the living room, complemented by hardwood flooring. The expansive private balcony (approximately 240 sq ft) is a true extension of the living space. Access from one of the three glass sliders from every room. Gated parking garage with EV Charging. Sweeping city views and the perfect setting for morning coffee, evening wine, or relaxed gatherings. Residents enjoy access to a secure, well-appointed building with amenities including a resort-style pool, sauna, and fitness center. Just moments away from the Sacramento kings stadium, Golden 1 Center, Crocker Art Museum, Sacramento River Cats, Downtown Commons, the California State Capitol, the American River Bike Trail and future stadium of the FC Sac Republic Soccer team. Enjoy an incredible array of dining, nightlife, shopping, and cultural experiences just steps from your door.

500 N Street Unit #703, Sacramento

Listing courtesy of M & M Real Estate.

1519 32nd Street, Sacramento
$477,000
2 Beds ⋅ 1 Baths ⋅ 910 SqFt. ⋅ 226015352 MLS
This delightful two bedroom, one bath cottage offers classic East Sacramento charm with modern convenience. A welcoming front porch leads into a spacious living room, an inviting kitchen, and two generously sized bedrooms. The owner has updated the water lines to copper and the electrical. If convenience is what you're after, this location is hard to beat. You'll be just minutes from the freeway, local dining, beautiful parks, and plenty of entertainment options-everything you need right at your fingertips.

1519 32nd Street, Sacramento

Listing courtesy of RE/MAX Gold - Carmichael.

Start Your Search

metrolist logo

All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .

Terms of Use

How much is your home worth?

Get instant property value now!