Lincoln Homes under $500,000

Lincoln Homes under $500,000

Welcome to Lincoln, California—a charming city nestled in the heart of Placer County, where small-town charm meets modern living. Known for its friendly atmosphere and beautiful surroundings, Lincoln is an ideal destination for families, retirees, and anyone seeking a serene lifestyle without sacrificing convenience.

With a population that embraces community spirit, Lincoln boasts a variety of parks, recreational facilities, and vibrant local events that foster a strong sense of belonging. The city is surrounded by stunning natural landscapes, offering residents ample opportunities for outdoor activities such as hiking, biking, and enjoying the scenic views of the Sierra Nevada foothills.

For those looking to make Lincoln their home, you'll be pleased to discover a range of affordable housing options. With homes available for under $500,000, this area is a hidden gem for first-time buyers and investors alike. These properties offer a perfect blend of comfort and value, featuring modern amenities and spacious designs that cater to various lifestyles. Whether you’re seeking a cozy single-family home, a charming cottage, or a contemporary townhouse, Lincoln has something to suit every taste and budget.

Additionally, Lincoln's strategic location provides easy access to major highways, making commutes to nearby cities like Sacramento a breeze. With excellent schools, shopping centers, and dining options, you’ll find everything you need just a stone’s throw away.

Discover the beauty and warmth of Lincoln, CA, where your dream home awaits at an affordable price. Experience the perfect balance of tranquility and accessibility in this delightful city!

Newest Lincoln Homes under $500,000

430 Phoenix Circle, Lincoln
$420,000
3 Beds ⋅ 3 Baths ⋅ 1,265 SqFt. ⋅ 226135854 MLS
Move-in ready home in North Lincoln! The open great-room layout is ideal for gathering with family and friends. The kitchen features an island with sink and seating bar, a brand-new refrigerator, and a top-of-the-line Viking range. Sleek, low-maintenance laminate flooring runs throughout the home. Upstairs, you'll find a convenient laundry closet with a brand-new washer and dryer included. Primary bedroom with large walk-in closet. Energy efficient features include newer HVAC system, ceiling fans, and NEST thermostat. The finished garage is ready for your Tesla, while the back patio offers a blank canvas for outdoor living and evening barbecues. Come make this home your own!

430 Phoenix Circle, Lincoln

Listing courtesy of Holly Graham Real Estate.

608 Zoe Ann Drive, Lincoln
$324,000
3 Beds ⋅ 2 Baths ⋅ 1,204 SqFt. ⋅ 226135420 MLS
Investor special! Welcome to Lincoln, California! This single-family home offers inviting living spaces and the opportunity to make it your own. The kitchen features ample cabinetry, counter space, appliances, and new tile flooring. Natural light brightens the interior, while one bathroom, renovated last year, features white subway-style tile surrounding the tub and shower. Enjoy a fenced backyard with a covered patio, no immediate rear neighbors, and a small park directly behind the property, offering added privacy and a peaceful outdoor setting. An attached two-car garage and backyard shed provide additional storage potential. Conveniently located near Lincoln High School, First Street School, and McBean Park, with access to downtown Lincoln and Highway 65. Offered as-is, this property offers an opportunity to add your personal touch or explore its investment potential. Set your tour today!

608 Zoe Ann Drive, Lincoln

Listing courtesy of Dombroski Realty.

3157 Hancock Street, Lincoln
$499,000
4 Beds ⋅ 3 Baths ⋅ 1,969 SqFt. ⋅ 226135511 MLS
PRICED WELL BELOW COMPS! OWNED SOLAR! Welcome home to easy, low-maintenance living in one of Lincoln's newer communities! Built just a few years ago, this move-in-ready home offers the comfort and efficiency of newer construction in a highly desirable location with convenient access to Beale Air Force Base, shopping, dining, schools, and everything Lincoln has to offer. One of the biggest highlights is the OWNED SOLAR-- a major value for today's buyer. The current owner reports an annual electric bill of just $0.19, offering incredible potential savings year after year. Inside, you'll find upgraded flooring throughout the main level and a bright, open layout made for everyday living and entertaining. The kitchen stands out with beautiful upgraded countertops, a designer backsplash, generous storage, and plenty of space to gather. Upstairs, all four bedrooms are spacious and thoughtfully positioned, giving everyone room to spread out. Adding a fun and unique upgrade, the front exterior features wired Govee lighting-- perfect for built-in holiday lights, setting the home to your favorite mood or color, or showing off your team colors for the big game without having to hang and remove lights each season. Step outside to a backyard designed to be enjoyed without the upkeep. Artificial turf creates an easy play area, while the gazebo provides the perfect spot for summer BBQs, outdoor dinners, entertaining friends, or simply relaxing at the end of the day. With four bedrooms, newer construction, owned solar, a finished backyard, and NO HOA, this home delivers an impressive combination of comfort, efficiency, and value in a growing Lincoln neighborhood.

3157 Hancock Street, Lincoln

Listing courtesy of Nick Sadek Sotheby's International Realty.

924 Hollingsworth Court, Lincoln
$399,000
3 Beds ⋅ 2 Baths ⋅ 1,080 SqFt. ⋅ 226133342 MLS
A Little Charm, A Lot of Love, and Endless Possibilities! Welcome to 924 Hollingsworth Court where pride of ownership shines from the moment you arrive! Exceptionally clean, well maintained, and full of character, this home is ready for someone new to make it their own. Fresh interior paint adds a refreshed touch, while newer central A/C provides year round comfort. Plus, enjoy the added benefit of leased solar, offering an opportunity to keep energy costs in check! But the real showstopper? The spacious backyard! Whether you envision summer BBQs, weekend gatherings, a beautiful garden, your very own outdoor oasis, or exploring the possibility of adding an ADU for extended family or additional living space, there's plenty of room to dream big! With its inviting charm and opportunity to add your personal style, this home offers the perfect blend of comfort, character, and possibility. The love is already here all that's missing is you! Come see why this Lincoln gem deserves a spot on your must see list!

924 Hollingsworth Court, Lincoln

Listing courtesy of eXp Realty of California, Inc..

1014 Hudson Circle, Lincoln
$410,000
3 Beds ⋅ 3 Baths ⋅ 1,751 SqFt. ⋅ 226130850 MLS
VA assumable rate of 2.375%. Seller is offering up to $10,000 toward buyer closing costs and/or an interest rate buydown! An additional lender credit of up to 1% toward a rate buydown may be available when using the preferred lender, subject to qualification and lender program terms. Seller credit is subject to lender approval and agreed-upon purchase terms. This condo offers an affordable place to call your own, with open space just outside your door! This rare inviting corner-unit condo opens to preserved open space and features 3 bedrooms, 2.5 bathrooms, and an attached 2-car garage. The open floor plan welcomes natural light, while new luxury vinyl flooring downstairs adds a fresh, modern touch to the comfortable living spaces. Enjoy nearby outdoor tables for a meal or a moment to unwind, plus convenient access to a regional park, dog park, and elementary school. A welcoming blend of comfort, outdoor access, and low-maintenance living!

1014 Hudson Circle, Lincoln

Listing courtesy of NextHome Collective.

767 Equinox Loop, Lincoln
$479,000
3 Beds ⋅ 3 Baths ⋅ 1,413 SqFt. ⋅ 226130349 MLS
Come experience Lincoln living! Welcome to one of the most desirable lots in the community. Positioned across from beautiful open green space with no neighbors directly in front, this home offers parking right by your front door. Enjoy scenic walking and biking trails, fishing ponds, and neighborhood parks just steps away. Situated on the second-largest lot in the community, this beautifully updated and meticulously maintained three-bedroom home features a functional, open-concept floor plan ideal for everyday living and entertaining. The spacious kitchen boasts quartz countertops and stainless steel appliances and flows seamlessly into the inviting family room. Upstairs, you'll find a convenient laundry room and spacious primary suite featuring dual sinks, a walk-in shower, and walk-in closet. Step outside to your own low-maintenance backyard retreat, complete with a covered patio with ceiling fan, artificial turf, and putting green. Lincoln Crossing residents enjoy resort-style amenities including pools, a fitness center, tennis courts, and clubhouse. HOA dues also include front lawn maintenance and high-speed internet. Conveniently located near shopping, dining, and Highway 65, with easy access to Roseville.

767 Equinox Loop, Lincoln

Listing courtesy of Realty ONE Group Complete.

41 Lincoln Boulevard Unit #100, Lincoln
$89,999
226127207 MLS
Ramen Restaurant for Sale - Prime Lincoln Mall Location, 41 Lincoln Blvd, Suite 100, Lincoln, CA 95648. Excellent opportunity to own a Ramen restaurant in a high-traffic retail location at Raley Lincoln Mall in Lincoln, California! This approximately 2,419 SF restaurant space offers strong visibility and exposure in a busy shopping center, attracting shoppers, local residents, and daily visitors. With 9 years remaining on the lease, this opportunity provides a long-term location for an owner-operator or restaurant investor looking to establish or expand their business. Conveniently located in a well-trafficked commercial area, this property offers an attractive setting for a variety of restaurant concepts, subject to lease terms and applicable approvals. Property Highlights: Prime location at Raley Lincoln Mall High-traffic shopping center with excellent exposure Approximately 2,419 SF of restaurant space, 9 years remaining on the lease, Convenient Lincoln Blvd location Ideal opportunity for restaurant owners, operators, or investors. Don't miss this opportunity to acquire a restaurant business in a desirable commercial location in Lincoln, CA!

41 Lincoln Boulevard Unit #100, Lincoln

Listing courtesy of HomeSmart ICARE Realty.

2808 Stargaze Lane, Lincoln
$466,152
3 Beds ⋅ 3 Baths ⋅ 1,718 SqFt. ⋅ 226126801 MLS
Lot 78/3B- This two-story KB Home features an open floor plan with included vinyl plank flooring and carpet in the home. The kitchen is loaded with features like quartz countertops, pantry closet, stainless steel appliances and includes an electric range and microwave/hood combo. The primary suite has a spacious primary closet, dual-sink vanity, and walk in shower.

2808 Stargaze Lane, Lincoln

Listing courtesy of KB HOME Sales-Northern California Inc.

2803 Stargaze Lane, Lincoln
$490,887
3 Beds ⋅ 3 Baths ⋅ 1,803 SqFt. ⋅ 226126800 MLS
Aurora Heights at Twelve Bridges Homesite 63/3B Experience the perfect blend of modern design and personal expression with this to-be-constructed residence. This unique opportunity allows you to work directly with our design studio to select finishes and features that reflect your individual style. The well-appointed kitchen serves as the heart of the home, featuring quartz countertops, stainless steel appliances (including an electric range and microwave/hood combo), and a functional pantry closet. Its open layout flows seamlessly into the main living areas, creating an inviting atmosphere for both quiet evenings and social gatherings. The primary suite provides a dedicated retreat, complete with a spacious walk-in closet and a private bath featuring a dual-sink vanity and a walk-in shower. Situated in the premier Twelve Bridges community, this home includes required solar with flexible lease or purchase options to suit your needs. Combining quality craftsmanship with everyday convenience, Homesite 63 is the ideal canvas for your next chapter.

2803 Stargaze Lane, Lincoln

Listing courtesy of KB HOME Sales-Northern California Inc.

2040 Sierra View Circle Unit #2, Lincoln
$420,000
3 Beds ⋅ 3 Baths ⋅ 1,432 SqFt. ⋅ 226125656 MLS
Welcome to 2040 Sierra View Circle #2 in the highly sought-after Lincoln Crossing community! This move-in-ready 3-bedroom, 2.5-bath home combines thoughtful upgrades, flexible living spaces, and an oversized private backyard retreat. This bright, open main level features luxury vinyl plank flooring, a spacious family room with gas fireplace. An upgraded kitchen with quartz countertops, Large island, GE Slate Matte finish appliances for hidden fingerprints, plus abundant storage cabinets in kitchen. Step outside to the oversized backyard, designed for year-round enjoyment with a no maintenance pet friendly, upgraded artificial turf that is easy on puppies paws during the hot summer months. Upstairs, the primary suite offers a custom walk-in closet, as well as two additional bedrooms, a full bathroom, and convenient interior laundry with both electric or gas options. Additional highlights include central heating and air with a new heater system installed in 2025, AC and water heater within last 10 years. All rooms come with ceiling fans to help during those hot summer months. Property has attached finished two-car garage. Set on a premium lot at the end of the court, the home is just steps from a the HOA Pool, neighborhood park and close to shopping, dining, schools, and historic downtown Lincoln. Lincoln Crossing HOA amenities include high-speed internet at no cost to you. Enjoy walking trails, multiple pools, fitness centers, parks, a clubhouse, basketball courts, and recreation facilities. Enjoy low-maintenance living with space to relax, entertain, and make yourself at home.

2040 Sierra View Circle Unit #2, Lincoln

Listing courtesy of eXp Realty of California Inc.

152 O Street Unit #62, Lincoln
$130,000
2 Beds ⋅ 1 Baths ⋅ 616 SqFt. ⋅ 226123906 MLS
Presenting an inviting home, meticulously prepared for immediate occupancy in an all age park. This sunny residence offers a unique opportunity for streamlined living in a desirable location. The kitchen, designed for both functionality and aesthetic appeal, features a central island and opens to the living area. Enjoy central heating and air as well as indoor laundry. Enjoy your welcoming porch that offers a transitional space between indoor comfort and the surrounding environment.

152 O Street Unit #62, Lincoln

Listing courtesy of Windermere Signature Properties Fair Oaks.

1089 1st Street, Lincoln
$499,900
3 Beds ⋅ 2 Baths ⋅ 1,820 SqFt. ⋅ 226123693 MLS
Welcome to this impeccably maintained and beautifully updated 3-bedroom, 2-bath homean inviting residence that effortlessly blends refined design with everyday comfort and is truly a must-see. Step inside to a warm and welcoming living room, where elegant crown molding adds timeless architectural charm and creates a space perfect for both relaxing and entertaining. At the heart of the home, the kitchen shines with style and functionality, featuring striking, durable countertops, a designer backsplash, and a stunning wall-mounted chimney range hood that delivers modern performance with eye-catching appeal all thoughtfully finished with crown molding for a cohesive, upscale touch. The bathrooms are equally impressive, designed for both comfort and convenience with a spacious double vanity and a beautifully appointed walk-in shower that offers a spa-like feel. Step outside to your own private backyard oasis perfect for enjoying the best of California living. Take a refreshing dip in the sparkling pool, unwind under the covered patio, or gather with friends and family in the expansive backyard designed for entertaining or peaceful relaxation. With its elegant interior upgrades, exceptional outdoor amenities, and potential RV parking, this home offers a truly elevated lifestyle in a charming Lincoln location one you won't want to miss.

1089 1st Street, Lincoln

Listing courtesy of Redfin Corporation.

Start Your Search

metrolist logo

All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .

Terms of Use

How much is your home worth?

Get instant property value now!